builders risk insurance

Specialized insurance for contractors of all sizes.

One of our specialties at Martin Insurance Group is insuring contractors and construction companies in New Jersey, Pennsylvania, and Connecticut, including companies in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA.

We can help insure smaller, artisan contractors as well as large general contractors for both commercial and residential construction. And even while a project is being developed or renovated, we understand the many and diverse risks of loss that can occur during the course of construction, and provide insurance solutions to address these exposures.


Protect your structure and materials from fire, theft, and more.

Our builders risk insurance policies protect contracting firms from losses of property and financial costs that arise from delays due to a covered loss. We will provide coverage for both the structure and materials against fire, vandalism, and theft. We can also insure you for property damage losses due to floods or windstorms. In addition, a policy can be designed to insure against delays that result in penalties from lenders or extra taxes. Other optional coverage can include scaffolding, frame construction, pollution cleanup, debris removal, and permission to occupy insurance, which provides for partial occupancy while you finish non-occupied areas.

At Martin, we’ll discuss with you the size and scope of the project so we can determine the best policy that fits your situation. For example, you want to ensure from the onset that your builders risk insurance was secured with a policy timeframe that won’t expire before you finish the contract, especially if you run into time delays. We can also provide change-order enhancements to your policy, as well as inflation protection coverage for projects that will take a long time. We can even insure construction trailers as well as cover multiple project sites.

Call now to speak with a representative about your construction business. Martin has the experience and expertise to protect you and your company. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need builders risk insurance?

A. If you own or are thinking about starting a business, having insurance coverage should be one of your top priorities — right after incorporation and a business plan.

Without specialized business coverage like builders risk insurance, everything you put into a business could easily be wiped out with one accident, lawsuit, or other unplanned hardship. The Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (business owners policy), or specialized industry coverage like builders risk insurance, bakery insurance, or even cyber liability coverage, we can help.

Q. Why should I buy builders risk insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are, we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have builders risk insurance. How do I know if it’s the right type or amount?

A. If you already have some form of builders risk insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.





Email: info@martinins.com • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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