Mistakes happen. But you can minimize the effect they’ll have on your business.

You most likely already have general liability insurance to protect against slips and falls. But what if you’re sued as a result of a mistake while performing your work? A standard general liability insurance policy doesn’t provide coverage for this type of claim. That’s where professional liability insurance is needed.

Professional liability coverage is designed for professionals to protect against liability as a result of a claim that alleges an error, omission, or negligent act that occurred in the performance of one’s work and caused a financial loss. For instance, a construction manager is part of a design/build team on a big project and contracts the various parties needed to bring the development to life. But there are project delays and the property owner sues the manager claiming that the delays caused revenue projections to fall short. Or, a technology consultant is sued because of a glitch found on a system he designed that prevents access to data for over a week, causing the client to lose sales. These are the types of claims which are addressed under professional liability.


Otherwise known as “E&O insurance”.

At Martin Insurance Group, we offer professional liability insurance, also known as errors & omissions (E&O) coverage, which can be customized for a broad range of professionals including architectural and engineering firms, construction managers, artisan contractors, law firms, technology, and more.

Coverage is designed to provide individuals and firms with defense protection in the event of allegations of professional negligence, and indemnification should they be found liable. A policy can be designed to handle claims that are made while the policy is in effect, actions completed before your policy began, even claims that become known during a specified period after you have terminated your policy. We can also provide coverage for professionals who want coverage for claims that arise after they have retired.

Martin Insurance Group has worked with businesses in New Jersey, Pennsylvania, and Connecticut, including companies and organizations in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. Call now to speak with a representative about professional liability insurance. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need professional liability insurance?

A. If you own or are thinking about starting a business, having insurance coverage should be one of your top priorities — right after incorporation and a business plan.

Without specialized business coverage like professional liability insurance, everything you put into a business could easily be wiped out with one accident, law suit, or other unplanned hardship. The Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), or specialized industry coverage like bakery insurance or even cyber liability coverage, we can help.

Q. Why should I buy professional liability insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are, we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have professional liability insurance. How do I know if it’s the right type or amount?

A. If you already have some form of professional liability insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.





Email: info@martinins.com • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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