When property doesn’t mean a building, but rather what’s under the roof.
Since 1983, we’ve built an impeccable reputation of providing comprehensive, affordable insurance protection and unmatched customer service for businesses in New Jersey, Pennsylvania, and Connecticut, including Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. We’d like an opportunity to show you why our clients count on Martin Insurance Group for their insurance.
We’ll start with a review of your property.
When you do business with Martin Insurance Group, we’ll review your insurance program to determine if it adequately addresses your operation’s exposures, including your property risks. This involves evaluating the coverage amounts on your building and business personal property (inventory, furniture, equipment, etc.), your deductibles and coinsurance values and how the insurance is applied. We’ll also look at the cost to replace your business property in the event of a loss so that the structure is insured properly. Our staff will look at whether your property insurance includes adequate debris removal, increased cost of construction, content and improvement and better amounts. If you have a high-end restaurant, for example, you may have a wine collection that requires special attention. We’ll make sure these are appropriately insured.
We’ll also look at your business interruption coverage to see whether it appropriately addresses ongoing expenses while repairs are being made should your operation be shuttered because of a fire, power outage, or other covered loss. Additionally, our commercial property policy can be enhanced to include losses due to equipment breakdown, water backup and overflow, electronic equipment, and signs. And we’ll evaluate your specific requirements for crime, employee dishonesty, and other critical coverages.
Our staff will also discuss with you what type of disaster planning and business continuity plan you have in place should a catastrophic loss occur. Our goal at Martin is to help protect you and your assets with sound insurance solutions and effective risk management strategies.
Call now to speak with a representative about business property insurance. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.
Q. Why do I need business property insurance?
A. If you own or are thinking about starting a business, having insurance coverage should be one of your top priorities — right after incorporation and a business plan.
Without specialized coverage like business property insurance, everything you put into a business could easily be wiped out with one accident, law suit, or other unplanned hardship. The Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), or specialized industry coverage like bakery insurance or even cyber liability coverage, we can help.
Q. Why should I buy business property insurance from you?
A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are, we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.
Here are some additional reasons customers trust us for their commercial insurance needs:
We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.
We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.
We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.
Q. I already have business property insurance. How do I know if it’s the right type or amount?
A. If you already have some form of business property insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.
Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.