Real-world protection for virtual attacks, hacks, and data breaches.

Until several years ago, cyber attacks were few and far between, and most companies, unless they were large household names or data-rich corporations, didn’t see the need for insurance protection in the event of a security breach or other cyber risk.

But the paradigm has changed, and today cyber liability insurance needs to be an integral component of any business insurance program. Whether it’s a giant retailer like Toys “R” Us, a local restaurant in Wayne, or a technology consultant in Mercer County, large businesses as well as small and midsize companies across all industry sectors are targets of cyber crime and data breaches as well as accidental incidents such as lost laptops and inadvertently transmitting viruses or malicious code.

Let us help you like we’ve helped many other businesses in New Jersey, Pennsylvania, and Connecticut, including companies in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. We offer up-to-date solutions to address targeted areas of exposure that most threaten your organization.

Cyber liability policies cover possible costs you might not even be aware of.

At Martin Insurance Group, we can provide you with a cyber liability insurance policy, also known as privacy and network security insurance, to cover the expenses involved as a result of cyber incident. Covered costs can include notification of affected parties, credit monitoring for your customers, forensic investigations, legal defense and third-party claims, regulatory fines and penalties. In addition, a cyber policy can be enhanced to provide the costs to hire a PR firm to help stem the reputational damage that occurs after a breach.

What’s more, some of our insurer partners have policies to respond to problems in hosted or “cloud” solutions. In addition, it’s also possible to add business interruption and other losses you face from a cyber attack that are not covered by standard business property policies.

It’s important to note that a general liability policy excludes coverage for allegations of cyber-related intellectual property or libel, which is why it’s also imperative that cyber insurance be added to your company’s risk management program.

Call now to speak with a representative about cyber liability insurance. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.