Helping executives manage complex risks.
From employee lawsuits alleging discriminatory workplace practices to data breaches, shareholder lawsuits, and claims of fiduciary lapses; today’s business executives face a number of complex management liability issues that can cost them and their companies in legal fees and judgments.
Let us help you like we’ve helped many other businesses in New Jersey, Pennsylvania, and Connecticut, including companies in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. We offer up-to-date solutions to address targeted areas of exposure that most threaten your organization.
A portfolio of products to help manage risk so that you can focus on your company’s growth and profitability.
In this day and age, no business should go without some form of cyber liability insurance (privacy and network security). Reports of data breaches at even the largest companies appear on the news on a regular basis. Without appropriate coverage, not only are you risking having to pay significant costs to locate the source of the compromise, notify your clients and potentially pay regulatory fines and third-party damages; but you also risk your firm’s reputation and the ability to regain customer confidence without the right insurance program in place.
Directors and officers liability insurance (often called D and O or D&O insurance) and fiduciary liability insurance are also equally critical coverages for firms to secure – whether you are a privately held company, non-profit, or publicly held corporation. D&O coverage helps protect you and your executives against a myriad of exposures resulting from errors, negligence, or failure to comply with regulations. Fiduciary liability insurance offers coverage against charges of improper investments or breach of fiduciary duties.
Employment practices liability insurance (EPLI) is also a must-have coverage, especially in light of the proactive stance the Equal Employment Opportunity Commission (EEOC) and other federal agencies are taking to penalize companies for discrimination, sexual harassment, wage-and-hour disputes, and other workplace issues.
Call now to speak with a representative about your management liability risks. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.
Q. Why do I need management liability insurance?
A. If you own or are thinking about starting a business, having insurance coverage should be one of your top priorities — right after incorporation and a business plan.
Without specialized business coverage like management liability insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (business owners policy), specialized coverage like management liability insurance, or even a cyber liability policy, we can help.
Q. Why should I buy management liability insurance from you?
A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.
Here are some additional reasons customers trust us for their commercial insurance needs:
We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and contractors insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.
We might even recommend one business insurance provider for part of your coverage, and another for other coverage – whatever makes the most sense.
We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.
Q. I already have management liability insurance. How do I know if it’s the right type or amount?
A. If you already have some form of management liability insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.
Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.