renters insurance

Like homeowners insurance for people who don’t own a home.

These days, more and more people are choosing to rent apartments, condos, townhouses, or even single-family homes. You have Millennials who prefer to live in apartments, attracted to a more urban environment where they can live, work, and play without having to get in a car. You have Baby Boomers choosing to downsize, opting for the mobility that renting affords. And then, of course, you have college students living off campus and sharing apartment space with friends.

As a tenant, you are not required to get homeowners insurance. And while renters insurance is available, unfortunately many individuals forgo the coverage. In fact, it’s estimated that only one-third of renters have insurance. So what happens when there’s a fire in your apartment or rented home and your personal property is destroyed…things like your clothes, furniture, electronics, etc.? Or what if there’s a burglary and your stuff is stolen? Without insurance coverage you would be left unprotected. In addition, if someone gets injured in your apartment or home rental, you could be sued for damages.


Because anything that can happen to an owner can happen to a renter.

A renters policy provides protection for your personal belongings in the event of damage or theft. It also safeguards you against personal liability and protects your assets in the event someone is injured while in your home. You have a choice of coverage amounts, options, and deductibles — all of which we would be happy to go over with you here at Martin Insurance Group.

We can also review additional available options with you, such as: adding replacement cost coverage on your personal property to eliminate depreciation; receiving a cash settlement with no requirement to repair or replace the damaged items in the event of a loss; protecting against damages caused by water backup through sewers and drains; and enhanced coverage for your valuable items such as fine art, jewelry, collectibles, etc.

Call now to speak with a representative about your renters insurance. We’ve already helped many clients in New Jersey and Pennsylvania, including Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA, and have the experience and expertise to protect you and your property. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need renters insurance?

A. Without renters insurance, your valued possessions could disappear in a burglary or fire — and you’d have to pay to replace everything out of your own pocket. In short, pay for everything twice. Martin Insurance Group can help you assess your needs and get coverage that pays for some or all of stolen or damaged property, doctors bills, and even lawsuits.

Q. Why should I buy renters insurance from you?

A. Martin Insurance Group works with thousands of New Jersey and Pennsylvania residents. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their personal insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. ...READ MORE We can compare policies and pricing on coverage such as jewelry insurance and homeowners insurance from a variety of providers and help you choose the one that’s right for your unique needs.

We might even recommend one insurance provider for part of your coverage, and another for other coverage — whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your insurance records are current. No more scrambling to meet dates or find documents — your Martin team will make sure you are on the ball and in compliance.

Q. I already have renters insurance. How do I know if it’s the right type or amount?

A. If you already have some form of renters insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.





Email: info@martinins.com • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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