Measure twice, insure once.
The finishing touches of a home are usually the results of the workmanship and talent of a skilled carpenter. We look to these artisans to bring life to our homes, offices, restaurants, retail shops, and more. Carpentry can involve interior work such as repairing or finishing as well as exterior carpentry, which includes framing. In performing this type of work, carpenters are exposed to a number of risks – all of which need the assurance of a broad, comprehensive, and affordable insurance program.
A complete toolbox of insurance coverage.
The professionals at Martin Insurance Group specialize in providing contractor insurance, including coverage for carpenters in New Jersey, Pennsylvania, and Connecticut. We can start by customizing a commercial package policy with a complete suite of coverages or provide individual policies to insure against these risks, depending on the size of your operation and your specific exposures.
Our programs can also protect against property damage, including your office operation and material, equipment, and vehicle storage facilities. If you do woodwork at your shop, you’ll want to make sure you have enough property coverage to respond in the event of a fire. If you store lumber on your premises, you also have a high risk for loss, including theft. Our staff can evaluate your exposures to ensure that your property coverage is sufficient — and that you also have strong loss protocol measures in place to mitigate risk.
It’s also important to insure any tools and equipment you rent, as well as building materials, and any items transported to and from the job. In our review of your business, we’ll assess your requirements for inland marine, builder’s risk, and installation coverage.
As with any type of business, liability exposures are a very real concern. Job sites also represent exposures for carpenters, including the potential of injury to the public and employees of other contractors, not to mention damage to their property or completed work. Tools, power cords, building materials and scrap all pose trip hazards. The use of subcontractors as well as any other contractual liabilities also should be examined, which our staff is equipped and ready to do.
Additionally, if you provide the framework upon which others build, completed operations coverage is an important policy to have. Quality control and full compliance with all construction, material and design specifications are necessary. If you have employees, we’ll review your workers compensation exposures and provide you with protection for employees in the event they are injured on the job.
Call now to speak with a representative about carpenters insurance. Our clients include companies and organizations in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA — and Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.
Q. Why do I need carpenters liability insurance?
A. Without specialized business coverage such as carpenters insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like carpenters insurance, or even a cyber liability policy, we can help.
Q. Why should I buy carpenters liability insurance from you?
A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.
Here are some additional reasons customers trust us for their commercial insurance needs:
We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.
We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.
We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.
Q. I already have carpenters liability insurance. How do I know if it’s the right type or amount?
A. If you already have some form of carpenters liability insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.
Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.