insurance for delicatessens

Coverage that “meats” your needs.

The delicatessen is a mainstay of American neighborhoods. Workers go to delis in the morning for their bagels and egg sandwiches then return at lunchtime for a meatball hero, turkey & swiss on rye, or made-from-scratch soup. Delicatessens deliver food to office complexes on a regular basis and these corporate clients can account for a significant portion of a deli’s business. What’s more, over the years the deli has evolved — with some shops catering to specialty tastes while others are balancing traditional fare with new cuisine or focusing on being the neighborhood sandwich shop.

Whatever type of deli operation you have, Martin Insurance Group can help insure you against unforeseen accidents, injuries, and losses. We have been serving food service businesses in New Jersey, Pennsylvania, and Connecticut since 1983, providing much-needed coverage required to protect against the risk of loss and assist in the continuing operation of your establishment in the face of adversity.

A veritable deli counter of options.

Martin’s delicatessen insurance program can be designed to include:

  • General Liability: Provides protection in the event your employees, products or services cause harm to other people or their property.
  • Products/Completed Operations: Insures you should an injury occur due to the use of your products or services, such as the food you prepare.
  • Inland Marine: Protects your gear (leased or rented property, equipment, supplies, inventory, mobile refrigeration units, etc.) as it’s in transit, in storage, or at a location that isn’t your deli storefront.
  • Property Insurance: Protects your building and its contents (furniture and equipment), inventory, others’ property in the event of a loss due to fire, a burst water pipe or other covered incident. Includes coverage for outdoor signs.
  • Business Interruption: Protects your revenue stream in the event of loss of income as a result of your business being disrupted due to a covered loss.
  • Equipment Breakdown: Protects your equipment against power surges, mechanical breakdown, burnout, or operator error.
  • Utility Services and Spoilage Coverage: Helps to cover losses from damaged inventory as a result of interrupted utility services.
  • Workers Compensation: Covers medical expenses related to on-the-job illnesses or injuries.

At Martin, we can also provide you with flood insurance, a commercial auto policy (including hired and non-owned coverage), commercial umbrella insurance, employment practices liability (EPLI), and employee theft insurance. We can also provide small business owners with a seamless combination of key property and liability insurance coverages in one policy.

Call now to speak with a representative about insurance for delicatessen owners. With commercial insurance clients in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA, Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need delicatessen insurance?

A. Without specialized business coverage such as deli insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like delicatessen insurance, or even a cyber liability policy, we can help.

Q. Why should I buy delicatessen insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have delicatessen insurance. How do I know if it’s the right type or amount?

A. If you already have some form of delicatessen insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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