insurance for electricians

The brightest idea since the light bulb.

For more than 30 years, Martin Insurance Group has been providing New Jersey, Pennsylvania, and Connecticut building-trades contractors, including electricians, with broad property and liability insurance at competitive pricing. We round out this standard coverage with enhancements that are tailored to the electrical industry sector, including coverage for equipment and tools, which can get damaged or stolen moving from one location to another, and data liability insurance in the event that during the course of one’s work there is a short circuit or surge and it damages someone’s computer or media data.

We also provide a full line of other insurance products, including employment practices liability coverage. And, at Martin, we can customize our programs for large businesses, smaller shops, and self-employed electricians.

When it comes to insurance, Martin’s got you wired.

Our comprehensive electricians insurance program can be designed to include:

  • General Liability Insurance: Covers you for slips and falls and other incidents that may occur on your premises.
  • Property Insurance: Protects against property damage on your premises and can include coverage for property off premises, property in transit (includes tools and FOB shipments), installation coverage, and coverage for personal effects.
  • Professional Liability (Errors & Omissions): Covers you for bodily injury and property damage claims arising from alleged negligence on work performed by you and any subcontractors working on your behalf. This is particularly important if you are involved in the design or design-build of a project.
  • Contractual Liability: Provides protection for additional exposure assumed in a contract.
  • Commercial Automobile Insurance: Provides a host of liability and property damage coverage, including hired car physical damage and lease gap coverage.
  • Inland Marine: Can be designed to include covered exposures involving builder’s risk, installations, contractors equipment, and miscellaneous property and tools.
  • Umbrella Liability: Extends the limits under your primary liability policies so that you are sufficiently insured in the event of a catastrophic loss.
  • Workers Compensation: Pays for medical expenses and wage loss protection for employees in the event of on-the-job injuries or accidents.

Call now to speak with a representative about insurance for electricians. Our clients include companies and organizations in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA — and Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need electricians insurance?

A. Without specialized business coverage such as electricians insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like electricians insurance, or even a cyber liability policy, we can help.

Q. Why should I buy electricians insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have electricians insurance. How do I know if it’s the right type or amount?

A. If you already have some form of electricians insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
Copyright © 2016 | All Rights Reserved