insurance for landscapers

Think of it as an essential piece of your equipment.

Landscapers have many different types of exposures requiring insurance that can be customized to their operation. For example, your vehicles require business auto insurance, including coverage for any off-road vehicles that are towed, hauled, left at work sites, and stored in the off-season. Your expensive mobile equipment like tractors, mowers, and other tools also need to be covered for damage or theft under inland marine insurance.

Landscapers and lawn & garden contractors often have environmental exposures that come from fertilizers, pesticides and fuel spills, which requires pollution liability insurance. And if you’re involved in design-build projects, you have professional liability exposure that should be covered by errors and omissions (E&O) insurance. And if you offer other services during the off-season, such as snow plowing or snow removal, we can provide you with the right coverage enhancements to address specific risks that may arise.

Helping you navigate the complex insurance landscape.

Martin Insurance Group has the expertise, experience and insurance company partners to tailor a specific insurance program for you. Our landscaping contractors insurance is designed to protect you against property and liability risks along with other exposures that are an inherent part of the job. We can write your coverage with a Business Owners Policy (BOP) that combines your general liability and property insurance, or leave these as standalone policies.

We offer business interruption or business income coverage to help you with lost revenue and continued expenses if your operation is forced to close for a period of time because of an insured’s property loss, as well as equipment breakdown in the event a critical piece of machinery fails.

Martin can also write your workers compensation insurance for on-the-job employee injuries and accidents. What’s more, we offer a “Pay As You Go” option for workers compensation that can help with cash flow during the slow season and minimizes audits.

In addition, look to us to provide you with a commercial umbrella policy to extend your liability coverage in the event of a catastrophic loss. Our staff will help you cover additional insureds if you use subcontractors.

Call now to speak with a representative about insurance for landscaping contractors. Our landscaping clients include companies and organizations in New Jersey, Pennsylvania, and Connecticut — including Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA — and Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need landscapers liability insurance?

A. Without specialized business coverage such as insurance for landscaping contractors, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy). specialized coverage like landscapers insurance, or even a cyber liability policy, we can help.

Q. Why should I buy landscapers liability insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have landscapers liability insurance. How do I know if it’s the right type or amount?

A. If you already have some form of landscapers liability insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
Copyright © 2016 | All Rights Reserved