pet services insurance

Don’t let the tail of insurance wag your business.

Pet service professionals do their best to provide quality produces and care. Yet just as with any other type of business, things can and do go wrong. Additionally, with pets there is an element of unpredictability, so you also face unique challenges and risks requiring the right type of insurance program. At Martin Insurance Group, we understand the activities and operations involved in the services provided by pet establishments and offer a comprehensive Pet Services Insurance Program to address the exposures that arise from these operations.

Our pet services program is available for the following operations:

  • Pet Stores
  • Pet Training
  • Pet Grooming
  • Kennels
  • Veterinarian or Veterinary Hospitals

Specialized Coverage for Pet Service Professionals.

With our program, you can obtain a broad range of insurance solutions bundled together in a package policy to address the various risks that come with caring for pets:

  • General Liability: Protects you in the event someone is injured on your premises, including if a pet is hurt. For example, if a dog falls off a grooming table and injures its back, you will be covered in the event of a lawsuit, including your defense costs.
  • Professional Liability: Available for veterinarians, pet groomers, and pet trainers, this coverage will respond in the event you become legally responsible for allegations of professional negligence. For example, a vet may fail to diagnose and treat a pet’s injury or disease, resulting in a lawsuit by its owner. Or, perhaps a vaccine was not administered to a cat and now it’s sick. Defense coverage will be provided regardless of the merit of the case, along with indemnification up to the policy limits should the vet be found responsible.
  • Property Damage: Covers real property, rental income, equipment breakdown, sewer and drain backup, debris removal, valuable papers coverage, accounts receivable, and more.
  • Commercial Automobile: Covers bodily injury and property damage, personal injury/ medical, comprehensive and collision, hired/rented auto, non-owned auto, and other coverage. This is particularly important for those who travel a great deal – such as mobile groomers and farriers or veterinarians who make house calls.
  • Umbrella & Excess Liability: Extends the limits on your primary commercial liability policies to provide payments for catastrophic losses.
  • Crime: Includes coverage for theft of money, securities, and other property by employees.
  • Workers Compensation: The exposure for injury to an employee is high when working with animals due to…well, their “animal nature”. Your employees can easily suffer an injury as a result of a bite, scratch, kick or attack. Lifting injuries are also common when working with larger animals. Additionally, animals can transmit communicable diseases to employees. This coverage protects your firm’s assets and financially assists workers who are injured, disabled, or made ill in the course of their work duties.

We also offer business income and extra expense, equipment breakdown, computer fraud, and employment practices liability insurance for those providing pet services.

Call now to speak with a representative about insurance for your pet services company. With clients in New Jersey, Pennsylvania, and Connecticut — including companies in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA — Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need special pet services insurance?

A. Without specialized business coverage such as pet services insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized coverage like pet services insurance, or even a cyber liability policy, we can help.

Q. Why should I buy pet services insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have pet services insurance. How do I know if it’s the right type or amount?

A. If you already have some form of pet services insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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