insurance for plumbers

Keeping your business flowing smoothly.

America depends on plumbers and HVAC contractors all year round. Think of the men and women who come to the rescue of the frantic homeowner who is about to host a dinner for 20 and is looking at a backed-up kitchen sink or toilet, the property owner whose basement is filling up with water due to a frozen pump, or the property developer requiring a plumbing installation with an impossible deadline. We depend on these specialty contractors to make our environments at home and at work safe and healthy.


We’ll check your coverage for leaks.

Martin Insurance Group provides affordable insurance for plumbers and HVAC contractors throughout New Jersey, Pennsylvania, and Connecticut, including clients in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. Since 1983, we’ve been helping protect plumbing operations and the self-employed against the risks they face in their profession with tailored insurance programs.

We’ll put into place a program that includes liability and property insurance and make sure you have the right limits and types of coverage in place to transfer your risk and respond in the event of a loss. We’ll also analyze your operation and exposures, including conducting a review of your current insurance plan to see if you have any gaps in coverage.

Our portfolio of coverages under our insurance program for plumbers includes, but is not limited, to:

  • General Liability: Covers you for slips and falls and other incidents that may occur on your premises.
  • Pollution Liability: Protects your business against the cost of legal defense and business interruption.
  • Property Insurance: Protects against property damage on your premises and can include coverage for property off premises, property in transit (includes tools and FOB shipments), installation coverage, and coverage for personal effects.
  • Equipment & Tool: Coverage for when your equipment fails — can include repair and replacement, and rental of temporary replacement equipment.
  • Business Interruption: This kind of policy can help your business stay afloat in case of a local, state, or national emergency or other occurrence that causes a disruption to your businesses operations or cash flow.
  • Inland Marine: Can be designed to include covered exposures involving builder’s risk, installations, contractors equipment, as well as miscellaneous property and tools.
  • Commercial Automobile: Provides a host of liability and property damage coverages, including hired car physical damage and lease gap coverage.
  • Errors & Omissions: Covers you for bodily injury and property damage claims arising from alleged negligence on work performed by you and any subcontractors working on your behalf. This is particularly important if you are involved in the design or design-build of a project.
  • Crime Insurance: Pays for medical expenses and wage loss protection for employees in the event of on-the-job injuries or accidents.
  • Employment Practices Liability: Pays for medical expenses and wage loss protection for employees in the event of on-the-job injuries or accidents.
  • Workers Compensation: Pays for medical expenses and wage loss protection for employees in the event of on-the-job injuries or accidents.

At Martin, we can also assist you in an audit process of your coverage to determine whether you can save money. Call now to speak with a representative about insurance for plumbing contractors. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need plumbers liability insurance?

A. Without specialized business coverage such as plumbers insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like plumbers insurance, or even a cyber liability policy, we can help.

Q. Why should I buy plumbers liability insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have plumbers liability insurance. How do I know if it’s the right type or amount?

A. If you already have some form of plumbers liability insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.





Email: info@martinins.com • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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