You worry about ink coverage. We’ll worry about insurance coverage.
The printing industry serves individuals and business of all shapes and sizes, helping companies and organizations advertise and promote their services and products. From engraving, die-cutting, embossing, screen printing, lithography, inkjet printing, laser digital printing, and other services to the creation of stationery, posters, brochures, direct mail pieces, packaging and trade show signage, whether it’s on press or digitally created you want to keep your business humming. This means staying current with all the advance in technology – and protecting your business in the event of some unforeseen accident, injury, or loss.
Insurance can help you keep the presses running.
As a printer, your operation is vulnerable to the typical exposures of any type of business, including general liability such as slips and falls; property damage such as fire, theft and vandalism, as well as damage to property in your care, installed equipment, and mobile equipment. But you also have additional concerns that need to be addressed. This is where the experts at Martin Insurance Group come in. We specialize in insuring printers and will evaluate your business to determine the right set of coverage for you.
For example, equipment breakdown insurance is critical as you depend on your machines to produce. Business interruption coverage is essential to protect you against loss of income should you have to shut down for repairs because of a covered loss, such as fire. But you also want to be sure that your business income coverage will kick in if there are downed utilities that prevent you from operating your equipment, lost days of work, or if a supplier suffers a loss and can’t deliver what you need to carry out a job.
Other concerns involve flood damage, which requires a flood policy; and depending on where your business is located, the type and rate of the policy become important considerations. You also face a professional liability exposure in the work performed. To address this exposure, we can add printer’s errors & omissions liability insurance to your program, which is designed to cover alleged wrongful or negligent acts from printing or graphics arts services, which are typically excluded from general liability policies.
We can also provide you with product recall insurance coverage should your product be defective. You’ll be protected against the costs you or others incur in connection with recalling your product from the market as well as the costs involved to manage the crisis. Cyber liability insurance is also important in the event your computers are hacked and your customer or contractor billing data is compromised. With cyber coverage, you’ll have protection against the costs to notify customers, determine the cause of the breach, crisis management, and much more.
Our staff will also discuss your workers compensation and employment practices liability insurance requirements, in addition to your commercial auto insurance needs.
Call now to speak with a representative about insurance for your printing company. With clients in New Jersey, Pennsylvania, and Connecticut — including companies in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA — Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.
Q. Why do I need special insurance for printers?
A. Without specialized business coverage such as printers insurance, everything you put into a company could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like printers insurance, or even a cyber liability policy, we can help.
Q. Why should I buy printers insurance from you?
A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.
Here are some additional reasons customers trust us for their commercial insurance needs:
We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.
We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.
We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.
Q. I already have printers insurance. How do I know if it’s the right type or amount?
A. If you already have some form of printers insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.
Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.