restaurants insurance

We take care of coverage so you can take care of covers.

The buzz of many a community can be found in the local restaurants that dot our neighborhoods. From the local pizza shop where high schoolers flock after school and the family owned diners pleased to see their customers’ familiar faces on weekend nights, to the fine dining establishments that are perfect for date night, restaurants are where we break bread together outside the home.

Martin Insurance Group insures all types of restaurants in New Jersey, Pennsylvania, and Connecticut — including Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. In addition to sit-down restaurants, we can also provide insurance for caterers, banquet facilities, delis, pizza parlors, bakeries, and other food service businesses.

A large menu of insurance protection

Our range of insurance starts with restaurant liability insurance, which is comprised of liquor liability and food contamination coverage, as well as protection against food-borne illness and injuries to patrons at your establishment. Our property insurance covers your buildings, installed equipment, and business personal property. If you use commercial vehicles, our business auto component will interest you, both for its property and its liability protection. We also offer flood insurance coverage, which is critical to the viability of one’s business in the event that a storm causes serious flood damage. We can also write valet parking insurance for you, too.

Our program will protect you from losses associated with fire, storms, vandalism and other natural and man-made perils. We can also cover you for losses from certain causes of business interruption, and our equipment breakdown insurance can cover mechanical failures, food spoilage and lost income as well.

Should a patron file a claim against you because of illness or you have to pull your food because of contamination, we have coverage that will respond. You can also obtain coverage for employee theft and the damage to or destruction of valuable papers, including money. Under some policies, you can also insure food in transit.

In addition, we can provide you with cyber liability insurance, employment practices liability and workers compensation.

Call now to speak with a representative about insurance for restaurant owners. Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need restaurant insurance?

A. Without specialized business coverage such as restaurant insurance, everything you put into an establishment could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like restaurant insurance, or even a cyber liability policy, we can help.

Q. Why should I buy restaurant insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have restaurant insurance. How do I know if it’s the right type or amount?

A. If you already have some form of restaurant insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
Copyright © 2016 | All Rights Reserved