Protecting those who look out for others.
The generosity of communities across America, including here in our hometowns of New Jersey, Pennsylvania, and Connecticut, is reflected in the number of social services and not-for-profit organizations that exist. From charities, churches, and clubs to community centers and more, these organizations are part of the tapestry of our society and depend on individual and government funding to carry out their missions. And as with any other type of business, non-profit organizations experience many of the same property and liability risks in addition to having employees and volunteers who need to be protected as well.
Just because you’re not-for-profit doesn’t mean you don’t have a lot to lose.
At Martin Insurance Group, we help protect non-profits and social services organizations with sound insurance solutions targeted to their specific needs. We offer commercial property insurance that covers buildings and contents, as well as business interruption insurance, equipment breakdown, employee dishonesty, inland marine for your portable or high-value equipment or possessions, and many other special coverages for property that might be unique to your organization.
What’s more, our business auto policy is designed for groups whose employees or volunteers drive on behalf of the organization. We also offer special event insurance that is often valuable to groups that host fundraisers, fairs, parties, and other gatherings.
We also provide liability insurance that covers injuries to clients and visitors and damage to their property for which you are responsible. Our professional liability and directors and officers liability insurance can prove invaluable if a claim of misconduct or errors is brought against your organization or representatives. You should also consider molestation and abuse coverage, particularly if you work with youth, the elderly, or the disabled.
In addition, many non-profits have volunteers or satellite/adjunct employees who help periodically. If you receive this kind of ancillary help, you need to insure against injuries to them with workers compensation and claims of work-related misconduct related to them with employment practices insurance.
Call now to speak with a representative about insurance for social service and non-profit organizations. With clients in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA, Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.
Q. Why do I need special insurance for social services/non-profits?
A. Without specialized business coverage such as social services/non-profit insurance, everything you put into your organization could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like social service/non-profit organization insurance, or even a cyber liability policy, we can help.
Q. Why should I buy social services/non-profit organization insurance from you?
A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.
Here are some additional reasons customers trust us for their commercial insurance needs:
We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.
We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.
We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.
Q. I already have social services/non-profit organization insurance. How do I know if it’s the right type or amount?
A. If you already have some form of social services/non-profit organization insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.
Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.