insurance for technology companies

You’re high tech. We’re high touch.

Ingenuity drives this country and there’s no better example of this than the advancements we’ve seen due to our thriving technology industry. Think about it: just a short time ago we weren’t emailing, texting, tweeting, sharing on Facebook, Instagram, and LinkedIn, nor having company meetings via Skype and GotoMeeting. Smartphones and tablets were once not in our day-to-day jargon. But today the technology sector is changing the way we communicate, practice medicine, entertain, and so much more. What’s more, untold industries and businesses depend on those professionals within the technology industry to keep their operations running. This includes software designers and developers, network administrators, IT consultants, systems engineers, website developers and more.

We can project your risks now and well into the future.

Martin Insurance Group provides New Jersey, Pennsylvania, and Connecticut area technology firms with insurance to protect against expensive liability claims and property damage. Since 1983, we have built a reputation based on our commitment and dedication to our clients’ interests. This means providing personalized service and working with our top-rated insurance companies to secure the right program for your needs.

Our insurance program can be tailored to include commercial property policies to cover your business buildings, contents, and specialty equipment. Policies can also be written to cover software and data. We also offer business income coverage in the event of an interruption that impedes your ability to conduct business.

On the liability side, we offer general liability and can enhance your protection with cyber liability, including coverage for a data breach expense and regulatory defense cost coverage. We can provide you with errors & omissions insurance to protect you should a client sue you for a wrongful act in providing your professional services, such as programming errors or improper selection, installation, or configuration of network systems, just to name a couple of the typical professional liability claims that occur against tech firms. We also have policies to cover employment practices issues, director and officer misconduct, and crime.

Our professional, experienced staff will examine your risk of being held liable for privacy breaches, the transmission of viruses or malicious code, data deletions, losses or damage caused by the failure of your product, and contract disputes. We will also analyze your exposure to equipment breakdown due to malicious code or physical damage. If you work offsite, as many tech firms do, you may be exposed to business auto liabilities and property damage. If one of your employees steals from a client, either tangible items or intellectual property, the right coverage could provide you with legal defense expenses and restitution costs. We’ll discuss your options.

Call now to speak with a representative about insurance for technology companies. With clients in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA, Martin has the experience and expertise to protect you and your business. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need special insurance for tech companies?

A. Without specialized business coverage such as tech company insurance, everything you put into an organization could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right business insurance for your organization. Whether it’s as simple as a BOP (Business Owners Policy), specialized industry coverage like tech company insurance, or even a cyber liability policy, we can help.

Q. Why should I buy tech company insurance from you?

A. Martin Insurance Group works with hundreds of New Jersey, Pennsylvania, and Connecticut businesses of all sizes, in a diverse range of industries. Chances are we have helped insure businesses similar to yours before ...READ MORE, so we know the ins and outs of your industry. What’s more, we have been selling insurance since 1983 and are a stable company you can trust.

Here are some additional reasons customers trust us for their commercial insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. We can compare policies and pricing on coverage such as general liability, workers compensation, and business umbrella insurance from a variety of providers and help you choose the one that’s right for your business’ unique needs.

We might even recommend one business insurance provider for part of your coverage and another for other coverage – whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your commercial insurance records are current. We’ll even help you through the auditing process. No more scrambling to meet dates or find certificates – your Martin team will make sure you are on the ball and in compliance.

Q. I already have tech company insurance. How do I know if it’s the right type or amount?

A. If you already have some form of tech company insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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